Wisconsin divorce and life insurance

Wisconsin divorce and life insurance

The Wisconsin Court of Appeals recently clarified that, in a Wisconsin divorce judgment, life insurance beneficiary designations end once the children reach adulthood. Parents after divorce often agree to maintain life insurance for their children, partly to cover lost child support if one parent dies.  In Brandt v Vazquez, http://www.wicourts.gov/ca/opinion/DisplayDocument.pdf?content=pdf&seqNo=110388, the Court ruled that because the insurance was intended to ensure support, once the children became adults and support was no longer necessary, the parent was free to name whoever she wished as a beneficiary.

This ruling is not particularly controversial.  However, it shows the importance of clear drafting in legal agreements.  The Court heavily relied on the specific language in the agreement to determine the parents’ intent.

Published by David Kowalski

Attorney David Kowalski is the founding owner of Kowalski, Wilson & Vang, LLC, handling all family law cases from divorce, paternity, child custody, termination of parental rights, restraining orders, and guardianships.

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